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Why Take No Income Proof Loan From Us?

  • 20 years of experience in loan and finance.
  • No income proof loan up to Rs. 3 Crore.
  • Lowest ROI & processing fees.
  • 20% higher loan amount than other service provider.
  • Maximum loan on market value of the property.
  • Loan to cash salary employee.
  • Loan based on sales / turnover of the company (Gross Turnover Program)
  • Loan based on gross profit of the company (Gross Profit Margin)
  • Loan on average bank balance (Banking Surrogate).
  • Loan based on past loans repayment track records (RTR Surrogate)
  • Loan under low LTV program.
  • Loan under LIP (Liquid Income Proof) program.
  • Loan to “LOW CIBIL SCORE” or “NO CIBIL SCORE”.
  • Home loan to all kinds of profile. There is “NO NEGATIVE PROFILE”.
  • Minimum Documentations.
  • Fastest loan approval guaranteed
  • No Hidden Charges.
  • Amicable after sales service.

Do you want to know more about No Income Proof Loan?

Bank or NBFC provides loan on the basis of the income of the borrower. They check income document of the borrower. But in Delhi & NCR there are many borrowers who don’t have sufficient income documents. Generally, banks will not provide you loan if you are getting salary by cash, you are in a business where sufficient income proof is not available like small shopkeepers, suppliers, or any other profession.

So, if you need a loan but you don’t have sufficient income documents, then don’t worry. Call LOAN ON PHONE, We have solution for you. We are concerned as much as you are in getting the loan. We have tie up with the bank or NBFC, to get loan without income proof or documents. We have core specialization in arranging loans for following type of borrowers :

If you need a professional guidance then contact LOAN ON PHONE. We are always with you.

We have core specialization in arranging loans for following type of borrowers:-

  • LOAN TO CASH SALARY EMPLOYEE: If you are getting salary in cash bank will not provide you loan. However we have arrangement with the NBFC or financial institutions, which will provide you loan subject to verification of your income and if they satisfied with the job profile and other loan conditions.
  • LOAN WITHOUT ITR OR NO INCOME PROOF: If you are a small trader and you are not filing ITR. We will assist you to take loan from NBFC or financial institutions, who will provide you loan subject to verification of your income satisfactory business activity report and other loan conditions
  • LOAN ON PAST REPAYMENT TRACK RECORDS OF LOANS (LOAN ON RTR): If you have taken any loan like personal loan, car loan, business loan, home loan, loan against property, term loan etc then we will arrange loan for you on the basis of repayment track or history of your past loans. This type of loan provided by bank or NBFC on your repaying capacity, without income document or sufficient income documents

    There should not be any bouncing in the repayment track records of loan or you can say loan RTR.

    Loan must be serviced for at least 24 month or 12 months.

    For calculation of loan eligibility, only those loans EMI would be considered which has less than twelve months outstanding period or closed six months before on the date of loan application

  • LOAN ON TURNOVER OF THE COMPANY OR LOAN ON INDUSTRY MARGIN: Due to so many reason businessman are not showing total profit or income of the company. So LOAN ON PHONE will arrange loan for you based on turnover of your company. We will calculate profit of your company based on industry margin and turnover of the company and provide you maximum loan than your normal income eligibility.
  • LOW LTV LOAN: If you are a small trader and you are not filing ITR. We will assist you to take loan from NBFC or financial institutions, who will provide you loan subject to verification of your income satisfactory business activity report and other loan conditions

Above mentioned loans are special category loan so documents varied as per the type of borrower and the product. It is advisable to take expert advice of LOAN ON PHONE to avail NO INCOME PROOF LOAN. We will explain you the detail and complete loan process and arrange quick and hassle free loan for you. We will be with you for your each step.

What is the Rate of Interest of No Income Proof Loan?

No Income Proof Loan rate of interest vary from bank to bank. It is slightly higher than standard home loan. Rate of interest is in between 10.00% p.a. to 15% p.a. it is advisable to compare interest rates of different bank and financial institutions and chooose the best one which suits your need.

OR

You may take an expert advice of LOAN ON PHONE professional consultants who will help you to choose best bank who offers you lowest rate of interest on home loan with nominal bank processing fees.